Kiva and Team Melindaspenpals.com
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We are proud to be associated with Kiva and their efforts to help the working poor. $25 is all it takes to help change the course of someone's life. Whether that person needs a fishing boat, livestock, farm equipment, construction supplies, or other work related items, you can make a real difference with a small loan. Please check out Kiva's website and see what they are all about.
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Our goal is to bring in enough members to make a real difference in the international community. While our primary focus on Kiva will be small business owners and entrepreneurs in the Philippines, we are willing to support anyone regardless of their country of origin.
Do not think of your contributions to Kiva as donations or gifts, but instead micro loans which help people help themselves. As the loans are repaid to your account, feel free to fund other projects that interest you. While there are no guarantees your loans will be repaid, the default rate is very respectable for this type of endeavor.
If you become a lender on Kiva or join Team Melindaspenpals.com, you remain in complete control of your own account at all times.
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Melinda's Penpals Main Hub
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Melinda's Penpals Registration
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Melinda's Penpal Photo Gallery
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